Deputy GC

We are an equal employment opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, disability status, protected veteran status or any other characteristic protected by law.

CATEGORY Compliance

DESCRIPTION

WHO WE ARE:

Xactus (pronounced ‘Zac-tus’) is the leading verification innovator for the mortgage industry. We have over 6,500 clients ranging from the largest bank and non-bank mortgage originators to credit unions and mortgage brokers. With 12 operation centers across the U.S., Xactus works closely with our clients to digitally integrate a 360° approach to verification across their workflows. As a result, lenders can easily access the technology necessary to meet consumer demands for a modern mortgage experience with industry-leading speed, reliability, and accuracy – while also closing more loans more quickly with greater profitability.

We provide a friendly work environment while also providing many opportunities for you to enhance your skills. We have a top-notch financial leadership team who prioritizes building talent. If you are curious and searching for a change that will be fun and rewarding, please reach out to us! We would love to have you on our team!

WHO YOU ARE:

You are a career-minded, driven individual who is looking for a position that challenges you and supports your professional development.

THE BENEFITS WE OFFER:

A friendly, supportive environment which is highly rated by Xactus employees. Feedback from our employees says: “The people I work with treat each other with respect,” “I feel accepted by my coworkers” and “The person I report to cares about me as a person.”

Health, vision and dental insurances, college tuition benefit, bonus programs, fitness reimbursement and other healthy life-style programs, Maternity and paternity leave, 401k plan, short and long-term disability, life Insurance, accident and critical illness insurance, health savings account, flexible spending account, employee assistance program, legal services, employee discounts and more!

SUMMARY:

The Deputy General Counsel will work closely with General Counsel to assist in identifying and monitoring potential legal issues, provide guidance and develop solutions that reduce risk for the organization.

Salary Range: $165,000 - $205,000

ESSENTIAL FUNCTIONS:

The following is a list of essential functions, which may be subject to change at any time and without advance notice. Management may assign new duties, reassign existing duties, or eliminate based on business needs at its discretion.

ESSENTIAL DUTIES AND RESPONSIBILITIES:

Provide legal counsel and support to various departments within the organization, including Sales, Operations, Compliance, and Human Resources.

Draft, review, and negotiate a wide variety of contracts, including vendor agreements, data licensing agreements, and reseller agreements, ensuring compliance with the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), and other relevant consumer protection laws and regulations.

Manage relationships with resellers of consumer reports, addressing legal concerns and ensuring compliance with applicable laws and regulations.

Advise on corporate generalist matters, such as mergers and acquisitions, employment law, corporate secretary duties, and litigation, as needed.

Develop and implement legal policies, procedures, and best practices to mitigate risk and ensure the organization's continued compliance with all applicable laws and regulations.

Collaborate with the General Counsel and other members of the legal department to develop and execute the organization's legal strategy.

Provide guidance and support to the organization during regulatory examinations, audits, and investigations.

POSITION REQUIREMENTS

QUALIFICATIONS:

To perform this job successfully, an individual must be able to perform each essential duty satisfactorily. The requirements listed above are representative of the knowledge, skill, and/or ability required. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions.

EDUCATION AND/OR EXPERIENCE:

Juris Doctor (JD) degree from an accredited law school and current admission to practice law in the relevant jurisdiction.

A minimum of 8 years of relevant legal experience, preferably within the consumer reporting, credit reporting, or financial services industries.

Strong expertise in contract drafting and negotiation, with a focus on agreements related to technology, consumer reporting and reseller relationships.

Demonstrated knowledge of the Fair Credit Reporting Act (FCRA), the Gramm-Leach-Bliley Act (GLBA), and other relevant consumer protection laws and regulations.

SKILLS AND COMPETENTCIES:

Experience in corporate generalist matters, such as mergers and acquisitions, employment law, corporate secretary duties, or litigation.

Excellent analytical, problem-solving, and decision-making skills, with the ability to provide sound legal advice in a fast-paced environment.

Outstanding communication and interpersonal skills, with the ability to collaborate effectively with internal and external stakeholders.

Excellent organizational skills, time management and demonstrated ability to work independently.

Experience with legal operations software, such as entity management (CSC), matter management, legal holds and contract lifecycle management (Evisort) highly desired

WORKING CONDITIONS:

Traditional office environment with low-to-moderate office noise (computers, phones, and business conversations)

PHYSICAL DEMANDS:

Xactus promotes an equal opportunity workplace, which includes reasonable accommodations of otherwise qualified disabled applicants and employees. Please contact your supervisor with questions regarding the physical demands of this position.

Lifting/carrying up to 10 lbs.

Manual dexterity for computer work

Speaking, hearing and vision are required to perform essential functions